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e-Sign Secure©
The e-Sign Act of 2000 gave individuals the ability to legally sign binding documents and contracts online. The act seeks to both increase business efficiency and protect consumers during online transactions. Authentify’s e-Sign Secure, a telephone-based e-Signature process, proves to be a natural fit for organizations looking for a streamlined, practical method of meeting the e-Sign requirements.
Easy to Implement: e-Sign Secure by Authentify offers the flexibility to support any type of document, while working seamlessly alongside existing document management capabilities. Because only a hash and the document signature are needed for verification, Authentify never needs to see or hold the actual document. This means the process doesn’t become “one more place” a document needs to be stored.
Easy to Use: While Authentify employs cryptography for document hashes and internal signatures to deliver a verifiable e-sign process, there is no need for end users to install or know about “heavy” cryptographic capability. In fact, Authentify’s phone-based e-sign solution uses technology already familiar to end users, making the process easy to understand and use. The Authentify e-signature is also “human understandable,” which allows a person to listen to the voice recording and know the content of the e-signature.
Meeting e-Sign Requirements
The e-Sign Act defines an electronic signature as "an electronic sound, symbol, or process, attached to or logically associated with a contract or other record and executed or adopted by a person with the intent to sign the record.
The table below breaks out the e-Sign Act's definition of an electronic signature into its individual components to better illustrate how Authentify's e-Sign Secure meets the e-Sign requirements in a practical way that makes the identity and intentions of the signer very clear.
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An electronic sound, symbol, or process |
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The user’s own voice is a unique, human understandable electronic signature captured in a process that is biometrically capable.
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Attached to or logically associated with a contract or other record |
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The process cryptographically binds the document signature code, the full document hash, and the transaction voice recordings for an inseparably bound transaction.
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Executed or adopted by a person |
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The user controls the process - he or she can hang up to stop the signature. Also, the user must proactively complete the electronic signature (accidental signings cannot occur).
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With the intent to sign the record |
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The user speaks a recording of “I consent...” (or similar words that indicate user intent).
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e-Sign Secure Overview Diagram
(pdf)
e-Sign Law and Requirements
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