2014 might just be remembered as the year of high profile data breaches. Companies such as eBay, PF Chang's, and the University of Maryland have already been targeted and new attacks are being uncovered almost daily. Consumers are beginning to shrug off the news as a normal cost of paperless e-commerce. This is truly unfortunate because the average consumer will end up footing a portion of the bill for a data breach. This is true whether or not their personal information was compromised during the breach.